We Review the Best 5 of Everything

Best Payday Loans

  • 100 Day Loans First
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    Rating: 4.8/5 (712 votes)
  • 24/7 loans Second
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    Rating: 4.7/5 (546 votes)
  • Cash Mojo Third
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    Rating: 4.3/5 (405 votes)
  • ClickNLoan Fourth
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    Rating: 4.0/5 (374 votes)
  • RockStarLoan Fifth
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    Rating: 3.8/5 (416 votes)

24/7 Loans

24/7 Loans Review

24/7 Loans offers fast, unsecured loans of up to $1,000 (depending on the lender and the laws where you reside). They offer the flexibility of applying online via a computer or even a smartphone. Like many payday loan companies, they “shop” your application among their list of preferred lenders in an effort to get you as much money as possible with the best rates and terms of the loan. Payday loans can be very valuable and can supply you with the money needed for emergencies without having to ask a friend or family member for help.

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How Does It Work?

The simple process created by 24/7 Loans is easy for the consumer and provides the option for the best available loan. First, you simply complete the online application, requiring some personal information as well as your bank account information from a personal check. Second, wait for a nearly instant approval. Once you are approved, the third step requires you to read and review the terms and conditions of the loan from the lender and then electronically approve the loan. The fourth step is the deposit of the funds into your checking account, which can happen that same day. The fifth step is for you to spend the money as needed, eliminating the stress of eking without needed funds and helping take some of the hardship out of difficult situations!

Benefits of a Loan

While some people do not agree that payday loans can be beneficial, they in fact can serve a very important role in the short term lending of money. It is true that they should not be seen as a regular income source and should be paid back in full and on schedule so a consumer does not jeopardize their credit. Online payday loans are hassle free and fast. They provide fast money without having to ask your friends and family, providing consumers with up to $1,000 within a day’s time.

Final Review of 24/7 Loans

As like other payday loan companies, 24/7 Loans will work for you to find the best loan available for your specific needs, usually within a few minutes time. They have relationships with multiple lenders and offer you a good chance at receiving an offer for a short term, low amount loan. While it is difficult to determine what the APR will be for you loan before you receive your offers, you are under no pressure to accept the loan offer you receive so you can decide after you see the repayment terms and APR offered. If you agree to the terms, the money can be in your account that same day, helping you to breathe a little easier.

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Rating: 4.7/5 (546 votes)
24/7 Loans, 4.7 out of 5 based on 546 ratings

10 Review

  1. AWESOME! I hate talking to people on the phone and I loved tat I could do this whole thing online. I had an answer literally 3 minutes after submitting my application which was also really easy to fill out. I couldn’t believe I had $400.00 in my bank account the very next day! I thought it would be hard to get a loan because I had bad credit but I have a job and I get my checks direct deposit so I guess that made a difference. I know if I need money again in the future I will always come back here!!!!

  2. My daughter just started college recently and it is very expensive. Even with her student loans, we still had to spend much of our emergency savings to make up the difference but she will be the first one in our family to graduate so I didn’t have the heart to tell her we couldn’t afford it easily. We finally figured out how to make it work and thought we could breathe again. But we totally forgot we had to pay for books. I didn’t know what to do and I was crying to my sister. She told me she had gotten a loan online and that we should check it out. I told her I didn’t have time for all that because my daughter needed the money in less than 3 days. She told me it was very fast, private and easy. I checked it out and I couldn’t believe how easy and fast it was. I had the $500.oo I needed in my bank the very next day. I sent the money to my daughter and she never knew how scared I was. I am so grateful my sister told me about this company.

  3. The first time I got a loan it was from another company and they totally screwed me. I paid everything like I was supposed to and everything and they still charged me a ton extra an it was totally unfair. This one was way better. Go with them.

  4. I was too embarrassed to go to a payday loan store in person when I needed to pay fr a doctor’s bill. I did not know where to turn but then I saw an ad for online payday loans. I googled a bit and many people said they had good experiences with 24/7 loans. I filled out the application in about 5 minutes and was approved in a couple minutes for more than I thought I would be. I am glad I got the loan and could cover my medical bills and then pay back the loan.

  5. They got me the money I needed and it was easy

  6. My baby got sick and I needed to get her a couple different prescriptions. I had to use the money for my car payment for her. I didn’t want to lose my car since I had already had a few late payments so I contacted 24/7 loans and applied for a loan with them. I got the $400.00 I needed to cover me until my next payday. My baby is well and my car is paid. Thank God!

  7. It was easy and private and would do it again.

  8. I didn’t know what to think about online lending when I first about it. It sounded too good to be true. Then, after hearing about a coworker’s nightmare dealing with a shady payday loan company, I was convinced it was too good to be true. Fast forward a few years. My daughter needed a loan, and I just didn’t have access to the money at the time. So I looked into finding a reputable payday loan company. It didn’t take me long to find 24/7 loans. They are the most principled and fair lender to deal with. Everything was aboveboard, and their customer service was unbeatable. Thank you, 24/7 loans, for being a tribute to your industry.

  9. 24/7 loans made it possible for me to put a deposit on a new car. My old vehicle quit on me, and I needed down payment money right away. After completing some basic info, 24/7 loans approved my loan and got me back on the road.

  10. I did a lot of research before deciding on 24/7 loans. They are the most professional payday loan company out there, and my dealings with them have exceeded my expectations. Do not hesitate to trust them with your financial needs.

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When you have been approved, one of our lenders will offer you a loan with an APR from 384.99% to 789.45%.

Your APR is derived from a number of variable such as your loan amount, amount of time you will repay, amount repaid as well as the term of the loan. Longer term loans and larger amount loans will receive lower APR's compared to short term or small amount loans.

We are not a bank or a lender and are not able to give you specific information about your loan terms or APR's. The APR information is not required by state or federal laws. Please contact your lender to find out their current terms and rates.


Failure to pay your loan in accordance with the terms set by your lender may proceed with the following:

  • Up to $38 Late Fee
  • Account will be sent to collection agencies
  • Will have a negative affect on your credit score
  • Offering to extend, refinance or renew your current loan, might result in you acquiring additional fees and interest. Depending on your lender the fees and interest rates may vary, Some lenders may have automatic renewals.
  • Since we are not a lender or a financial institution we cannot give you any specific information about your loans or the implication if you are not able to pay your loan. For this information please contact your lender for their policies.