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Best Payday Loans

  • 100 Day Loans First
     
  • RockStarLoan Second
     
  • 24/7 loans Third
     
  • Cash Mojo Fourth
     
  • 3ClickLoan Fifth
     

100 Day Loans

100 Day Loans Review

100 Day Loans offer users access to up to $1,000 at any time. Approvals are often received in as little as 90 seconds! The 100 Day Loans program is safe and secure, eliminating worry from entering your personal information online. Bank account and social security numbers are protected by strict industry-wide protocols and a fast application process allows the depositing of money into your account within 24 hours.

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How Does It Work?

100 Day Loans has an easy three step process from start to finish. First, you will fill out an online application that should only take a few minutes of your time. This application will include your personal information as well as your bank account information (account number and routing number) to allow for a direct deposit of your loan funds the next business day. The second step is the approval of your loan, usually within 90 seconds. They have a strong track record with 4 out of 5 applicants being approved for a loan.

How Much Can You Get

While all leaders are different, the maximum loan amount offered is $1,000, or whatever the maximum amount is allowed by your state and local laws. Be aware, most lenders will not offer $1,000 to first time borrowers. Your borrower status is based on a number of factors that 100 Day Loans will take into consideration. If you have a successful loan repayment with them, the chances they will be willing to lend you more money for subsequent loan is greater. Often times, the first loan is about $500.

What if Your Credit Isn’t Good?

Good credit is not required to get approved for a loan with 100 Pay Day Loans! Lenders reviewing your application use multiple factors when deciding on the terms of your loan or whether to offer you a loan at all. They will review your current income and personal information and will make a determination based on this information. Even those with poor credit can be approved.

100 Day Loans Final Review

Sometimes situations arise when you need money and fast. 100 Day Loans promises an easy, online application and almost instant approval from one of their preferred lenders and offers money in your account the next day. After successful payment of your first loan, you have a great chance of being approved for a higher loan amount the next time you need it. With an acceptance rate of 4 out of 5 applicants, 100 Day Loans is ready to help you get the money you need as quickly as they can. Thank you for reading our 100 Day Loans review.

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18 Review

  1. After a bad experience with another payday loan company, I was reluctant to even think about another loan. But my car needed new brakes and a battery and I was in desperate need on money. This process was so fast and private. I had an answer within a few minutes. I received the terms of the loan and signed for them online. I woke up to $450 in my bank account. It was painless and I was glad I did not have to go into one of those places on the corner and be embarrassed because I needed a little money to hold me over until payday. I will definitely use them anytime I need a quick loan in the future.

  2. The AC went out in our house and we had a new baby. I didn’t have the money to fix it right away so I looked for a loan. I simply could not ask my mom for any more money since I was so sick of receiving her lectures about how I am irresponsible. It only took a couple minutes to be approved and I scheduled the repairman for the next day. Now my baby is comfortable, my wife doesn’t want to kill me and my mom has nothing to hold over my head.

  3. I tried another payday loan company and ended up screwed beyond belief with unannounced fees and charges. The lender I worked with here clearly stated what I had to pay and when. It was a much better experience.

  4. Best. Decision. Ever. I will definitely use them again.

  5. 100 day loans was much better to deal with than the store down the road. The application was easy and only took a few minutes. The other one was pages long and asked for so much information. The approval process literally took minutes not hours or days like at the store. And the money was in there the next day. No messing with checks and going to the bank and waiting for the check to clear. Although my credit was not very good, I still had no problem getting approved and I am grateful for 100 days loans.

  6. When I became sick and had to take a week off of work I didn’t know what I would do. I can make it usually but my rent was going to be due and I was scared. I applied online for a loan and was approved almost instantly. I could breath again and focus on getting well. The money was in my account so fast and I could pa my rent on time. I repaid the loan when I was back working and it actually helped my credit. Thank u 100 day loans.

  7. I just got my third loan from them and it was so easy once again. I just fill out the application, they shop it to their lenders immediately and I receive my approval. My roommate bailed on me this month, leaving mw to pay the entire rent and I had no warning. It sure made things easier to have the money in my account the next business day so I didn’t have to pay my landlord a late fee.

  8. Would recommend to anyone. Very fast and easy. I was worried I wouldn’t get approved but I got $500 the first time and $1000 the second time (after I finished the first repayment). Nice to be able to do it on my own time and not have to wait in line or even on the phone.

  9. Great experience. Completely online which I like and the money comes fast. No bank to deal with, the money is just there.

  10. I was worried initially about putting all my info on the internet. I checked there security protocol and decided it looked safe enough for me to apply. Plus I had no way to get to the payday loan store near my house since my transmission was fried. I applied and received an answer in a few minutes. I was so relieved to know that I had been approved and could afford to have my car fixed. It is still hot in Phoenix in September and taking the bus was awful. The money was in my account fast and I was on my way.

  11. I had a bill collector who would not get off my back, so I went searching for a quick loan. 100 Day Loans had me complete minimal paperwork and approved my loan in less than an hour. Thank you, 100 Day Loans!

  12. After I graduated from massage school, I needed a small loan to get my business up and running. I was waiting tables at the time, and I never thought my minimum wage job would be enough to secure myself a loan. But I was wrong! 100 Day Loans came to my rescue, and, in just a few short steps, got me all the money I needed. I was able to get everything in place to open my business. By the time I opened my doors, I had paid back my loan and was on my way to my new career. Thank you, 100 Day Loans!

  13. Where do I begin with 100 Day Loans? Simply put: they saved me! My sister and I had to come up with some money fast when our mother broke her hip and needed repairs to her house. Neither my sister nor I are rich people, and we knew we had to do whatever possible to take care of Mom. When I called 100 Day Loans, they immediately put me at ease and assured me they could get us the money we required. Within a day, my sister and I were able to start the renovations on Mom’s house. 100 Day Loans is such a blessing!

  14. It’s such a comfort to know 100 Day Loans is out there. When I needed to help my brother out with a last-minute loan, I turned to 100 Day Loans. Just a few short steps later, I had the money I needed. Thanks, 100 Day Loans!

  15. It’s such an awful, sinking feeling when you realize you don’t have enough cash to cover your basic monthly expenses. No matter how hard I work, there just never seems to be enough money to make ends meet. I try to prioritize what needs to be paid first, but last month, I couldn’t even cover those priorities. I got online, desperate to find a solution. I read a lot of great reviews for 100 Day Loans, and so I figured I’d give them a shot. I mean, I had nothing left to lose, so why not fill out the application, right? As it turned out, it was one of the best decisions I could have made. 100 Day Loans approved a loan for me in just a couple of minutes, and before I knew it, the money was on its way to my bank account. I was almost in tears I was so relieved. And best of all, I’m able to repay my loan on sensible terms. 100 Day Loans made it possible for me to keep a roof over my head, and I will never forget them for that. If you’re unsure about using 100 Day Loans, don’t be. They’re amazing! I’d trust them with my life!

  16. My church had a plumbing leak in the basement, and my parishioners and I just didn’t know what to do. We are a small but devoted congregation in a very rural community. There’s not a lot of money anywhere around here, especially not in the pockets of my self or my parishioners. One church member told me about 100 Day Loans and suggested I look them up. I am so happy I did. Our basement was filling with water, and we needed money fast! 100 Day Loans secured us a loan in a matter of minutes, and we had access to the money on the same day. Thank you, 100 Day Loans, from the bottom of our hearts. God bless.

  17. It is not an understatement to say that I am very concerned about my credit rating. I don’t ever do anything to put my credit score in jeopardy. When I needed a loan, my only major worry was how it would look on my credit report. I found 100 Day Loans, and they answered all my questions and put my fears to rest. They explained that as long as I paid the loan back in the specified amount of time, there would be no negative impact on my credit score. I can’t tell you how happy and relieved that made me. Now I have the money I need and the credit score I’ve always had!

  18. 100 Day Loans came through for me when I had to miss work because of illness. After filling out a simple form, I was approved and the money was on its way. I was able to pay my rent and take my time getting better.

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INFORMATION ABOUT APR'S

When you have been approved, one of our lenders will offer you a loan with an APR from 384.99% to 789.45%. Your APR is derived from a number of variable such as your loan amount, amount of time you will repay, amount repaid as well as the term of the loan. Longer term loans and larger amount loans will receive lower APR's compared to short term or small amount loans. Short term loans can be a costly type of credit, these loans are used for emergencies or immediate financial requirements, not to be used for a long term financial resolution. These loans do not help increase your credit score and are used to solve short term financial problems. We are not a bank or a lender and are not able to give you specific information about your loan terms or APR's. The APR information is not required by state or federal laws. Please contact your lender to find out their current terms and rates.

FINANCIAL IMPLICATIONS : NON-PAYMENT

Failure to pay your loan in accordance with the terms set by your lender may proceed with the following:

Up to $38 Late Fee. Account will be sent to collection agencies. Will have a negative affect on your credit score. Offering to extend, refinance or renew your current loan, might result in you acquiring additional fees and interest. Depending on your lender the fees and interest rates may vary, Some lenders may have automatic renewals. Since we are not a lender or a financial institution we cannot give you any specific information about your loans or the implication if you are not able to pay your loan. For this information please contact your lender for their policies.

Please visit our Contact Us page for any quesitons or concerns you may have.