We Review the Best 5 of Everything

Best Life Insurance Companies

  • Fidelity First
     
  • State Farm Second
     
  • MetLife Third
     
  • ING Fourth
     
  • Prudential Fifth
     

State Farm

State Farm

State Farm Life Insurance Review

You would be hard pressed to find someone over the age of 10 in the country that isn’t aware of State Farm’s presence, or at least has heard their name. State Farm has a huge network of offices spread out all across the nation, and they’ve been in the insurance game since 1922. They have remained relevant by producing a host of life insurance policies, agreeable premiums, and an air of approachability.

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Policy Benefits and Flexibility

State Farm’s bread and butter is the whole life and universal life insurance policies that are offered to their customers. These policies display State Farm’s ability to give their clientele the kind of flexibility that is needed in order to mold a policy in a way that perfectly meets whatever station in life they may be in. They are extremely flexible in the coverage periods that are offered.  The company’s annuities give customers another terrific option to manage retirement funds and build an income for loved ones that do not have much tax burden.

Pricing Packages

Although the premiums are set by the usual suspects – health, age, and lifestyle – the cost of State Farm’s premiums are considered to be some of the most affordable in the business. As previously mentioned, these policies are split into two groups. The whole life policy freezes premiums for the life of the account.  While this rate may appear high in the beginning in the policy, it may be considered quite affordable at the end of the policy. The universal life policy offers a flexible premium.

Customer Service

State Farm is well equipped to handle insurance business the old fashioned way, as their vast labyrinth of offices spread throughout the country gives customers plenty of opportunities to drop by and chat face to face. For a more modern approach, customers can easily seek out help via telephone or e-mail. Regardless of approach, customers will find that the company’s representatives are all knowledgeable, professional, and quick to respond.

Final Review of State Farm Life Insurance

State Farm has been around for nearly a century because of their no-nonsense approach to handling insurance. By being approachable in terms of policy flexibility and service options, it’s not hard to envision that they’ll be providing insurance-related excellence for another century. Thank you for reading our State Farm review.

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6 Review

  1. Life insurance is one of those things that you just need to get. There really is no way around it. You never know when something could happen to you, and whether you have a family or not, you have financial obligations that need to be taken care of even if something happens. When I was shopping for life insurance, I was quite disappointed with the information that I found. My best buddy told me about State Farm and said that he wouldn’t trust anyone else to protect him. Well, I gave them a call and I have to say that I completely agree. If you need life insurance, you need to call State Farm.

  2. I have a wife and 7 kids and I am the sole breadwinner. Well, that means that I have to make sure that they are extra protected, should anything happen to me. With life insurance from State Farm, I know that they will always be protected.

  3. As soon as I found out that my wife was expecting twins, I knew that I had to do whatever I could to ensure her – and their – security. I shopped around for life insurance, and State Farm gave me the best coverage at the most affordable price.

  4. When I found out that I had diabetes, my life insurance went through the roof. I had the same coverage from the same company for over a decade and as soon as they found out that I had an illness, they raised the rate. Not only could I not afford the new price, but I was completely outraged. Needless to say, I started shopping around for new coverage. I was completely delighted when a good friend recommended State Farm. They quoted me a price that was even cheaper than the price I paid for my last policy, despite my illness. To say I am happy is an understatement. Thanks, State Farm!

  5. My husband and I run our own business and in order to ensure that we – and the business – are well protected, we got life insurance from State Farm. I highly recommend their great rates and fantastic coverage to anyone.

  6. Ah, life insurance. Something that sounds like it would be so easy to get is actually much more difficult than you could have ever imagined – at least for me. I have been shopping around for life insurance for the better part of a year. I do research online, call the insurance companies, go through their lengthy lists of questions, only to find that at the end of the conversation, the price that they quote me for insurance is something that I could just never afford. I am a freelance artists and I live on a very fixed income. That means that my funds for life insurance are very limited, but that doesn’t mean that I don’t want to protect myself and my loved ones by having a life insurance policy. It’s a crying shame that so many companies take advantage of the general public. It really is all about business and making money for many companies out there. However, that is not the case with State Farm. When I found them, to say I was delighted is an understatement. I was completely blown away by the type of coverage they offered me and the price that they quoted me. Needless to say, I am now insured and I am happier than a clam.

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