- Many Retirement and Investment Strategies
- Quick and Easy Online Management Tools
- Online Learning With Articles and Videos
- Online Tool Produces Quote in Just Seconds
- Minimum Coverage Begins at $250,000
Fidelity Life Insurance Review
Established way back in 1896, Fidelity sure knows more than a thing or two about life insurance. Indeed, they have no problem sharing that century-plus amount of insurance acumen with the masses, as their site is a venerable gold mine in providing people with an idea of what they should seek out in a life insurance policy. They also boast a ton of investment and retirement strategies designed to secure your financial future.
Policy Benefits and Flexibility
Fidelity’s insurance policies are available in 10 year terms, 15 year terms, and 20 year terms. Each of these policies is guaranteed fixed premiums, meaning that the rate that is paid in the first year of the policy is the same rate that is paid during the last year of the policy. This is particularly noteworthy for those who are nervous about rates increasing when a certain age limit is reached. Fidelity really shines in its ability to offer other services to stretch investment dollars even further.
Cost and Packages
As is expected, the cost of life insurance through Fidelity is a variable amount depending on a person’s physical health or lifestyle. To that end, there are three rates that can be purchased based on these metrics. The standard rate is determined by good health and a relatively low-risk lifestyle. The preferred rate is determined by very good health, a very good family medical history and a low-risk lifestyle. The super preferred rate is determined by excellent health, excellent family medical history, very low cholesterol, and a low-risk lifestyle.
Support & Help
Arguably, Fidelity’s strongest suit is their vast array of free, accessible online tools that are available to assist customers looking to shape their policy. Their quotes are produced with lightning speed and Their online account management tools can enable clients to keep a watchful eye on their policy. They also boast a sizeable online learning center that is chock full of videos and informative articles. And in the event that a customer needs to speak with a live person, Fidelity’s staff is regarded as being friendly and helpful.
Final Review of Fidelity Life Insurance
Fidelity has a wealth of knowledge just waiting for current and potential customers to go through – all at no additional cost. For those who are inspired by these freebies to purchase a life policy, they will find a company that offers solid premium options and plenty of room to build a firm long-term investment strategy to work alongside the policy that is chosen. Thank you for reading our Fidelity review.